Remember that your credit scores are determined based on your credit report. If you want to improve your scores, you have to work with your credit reports and the bureaus who issue them. If you are able to get erroneous damaging information in your credit report eliminated, you have a good chance of improving your score. That is why it is important to view your credit reports regularly and challenge any information you think is inaccurate. This module discusses a few things to think about in terms of dealing with your credit reports. 

Module Objectives:

As a result of this module, you will be able to:

• Determine actions you can take concerning your credit reports that can help improve your credit scores. 
• Discuss issues and things to look out for when working with credit bureaus and creditors.